I was surfing the web and found this article @ car insurance.com. Give me a call @ 412-489-6443 and we can discuss what levels of coverage make sense for you and your family.
Carinsurancehints.com has released a new blog post announcing that minimum required auto insurance is not enough for most drivers.
Every state that mandates auto insurance tries to find a minimum threshold that will guarantee the best financial protection for all the victims involved in an accident. However, the minimum coverage mandated is almost never enough to pay for an accident. In many cases, drivers will have to pay double as the damages they have caused far exceed what their policies cover.
There are several ways in which someone can up his/her policy’s coverage limit while still being able to pay the yearly or monthly premium:
- Increasing the deductibles. If the driver agrees to pay upfront a higher amount in case of an accident, the premiums will be lower. The deductible must be paid to be able to claim benefits for an accident.
- Comparing online auto insurance quotes. This will help drivers find low cost plans in their areas. Comparing prices can help car owners save more than 25% on their premiums.
- Keeping the driving record clean. Car owners will be able to pay less for auto insurance and get better coverage deals by keeping their driving records clean of any fines and tickets.
The newly released article explains why it is important to buy more auto insurance. Clients should buy enough coverage to cover an accident. Double than the minimum limit is a good rule of thumb.
“Comparing online auto insurance quotes can help you save more on premiums and find the right coverage for your vehicle,” said Russell Rabichev, Marketing Director of Internet Marketing Company.