What Perils Are Covered By A Homeowners Insurance Policy? A peril is an event, like a fire or break-in, that may damage your home or belongings. The perils covered by your homeowner's insurance are listed in your policy. The list of mishaps you're protected against ("perils" in industry-speak) is actually pretty broad. Here's a look at what [...]
Sweltering summer temperatures can send many Americans’ air conditioning costs soaring. But you don’t necessarily have to choose between a comfortable home temperature and lower costs. There are ways to keep your home cool without taking a big bite of your budget. Consider these straightforward ideas you can begin using quickly. Make the Most of Your [...]
Swings and slides are staples at the typical neighborhood playground. But what about installing a swing set in your own backyard? If you’re thinking of getting a set for your kids, it’s important to find the right equipment, site it properly and install it safely. Shop for Safe, Long-Term Use The Washington Post suggests buying a swing [...]
From the boxes in the attic to the car in the garage, our homes are filled with memories. But not all belongings carry the same weight. Which possessions are treasured and which are discarded? Allstate recently conducted a survey to discover what Americans value most. More than 1,000 adults from across the country shared what possessions matter [...]
You came home to discover that Rover missed you so much he dug a hole in the carpet. And for good measure, he chewed through the drywall in the hallway. Now what? Such a situation may leave you wondering whether homeowners insurance covers pet damage to your house. At A Glance Homeowners insurance typically does [...]
The house is clean, decorated for the holidays, so lets have the office party here. It will probably cost less, it's more cozy than in a restaurant, and better food. There is a catch; because a holiday party is a company-sponsored event, "all legal requirements and all policies in the employer handbook remain in force." [...]
