What Perils Are Covered By A Homeowners Insurance Policy? A peril is an event, like a fire or break-in, that may damage your home or belongings. The perils covered by your homeowner's insurance are listed in your policy. The list of mishaps you're protected against ("perils" in industry-speak) is actually pretty broad. Here's a look at what [...]
Homeowners insurance typically covers wind damage, but in some cases, exclusions may apply. Here are some things to consider when it comes to wind damage and homeowners insurance. WHEN IS WIND DAMAGE COVERED BY HOMEOWNERS INSURANCE? Windstorms are among the perils generally covered by homeowners insurance. Some homeowners policies exclude coverage for wind damage, though. It's a good [...]
Sweltering summer temperatures can send many Americans’ air conditioning costs soaring. But you don’t necessarily have to choose between a comfortable home temperature and lower costs. There are ways to keep your home cool without taking a big bite of your budget. Consider these straightforward ideas you can begin using quickly. Make the Most of Your [...]
Below is a home maintenance check list offering spring cleaning tips and advice to get your home's systems in good working order for the upcoming warmer months. Have your air conditioning system professionally serviced. Change/clean HVAC air filters. Clear debris from around the outside air conditioner and remove the cover if applicable. Inspect windows and [...]
