News2020-10-29T15:37:18+00:00

Latest News and Helpful Blog Posts From The Obernauer Insurance Agency

Does Homeowners Insurance Cover Wind Damage?

February 26th, 2019|Comments Off on Does Homeowners Insurance Cover Wind Damage?

Homeowners insurance typically covers wind damage, but in some cases, exclusions may apply. Here are some things to consider when it comes to wind damage and homeowners insurance. WHEN IS WIND DAMAGE COVERED BY HOMEOWNERS INSURANCE? [...]

Diamond Engagement And Wedding Ring Insurance Options

February 20th, 2019|Comments Off on Diamond Engagement And Wedding Ring Insurance Options

Getting engaged can be one of the most memorable times of a couple's life. Having a burglar break into your home and steal the engagement ring, however, can be devastating. The good news is that [...]

Why Objects in Your Sideview Mirror Are Closer Than They Appear

February 13th, 2019|Comments Off on Why Objects in Your Sideview Mirror Are Closer Than They Appear

Anyone who has glanced in a vehicle’s sideview mirror should be familiar with this message: “Objects in mirror are closer than they appear.” But did you ever wonder why that’s the case? The answer comes [...]

Chips and Cracks: When to Repair or Replace a Damaged Windshield

February 6th, 2019|Comments Off on Chips and Cracks: When to Repair or Replace a Damaged Windshield

If your vehicle’s windshield gets chipped or cracked, should you repair or replace it? Regardless of where you live, your windshield may take a beating. There could be pea gravel falling from uncovered construction trucks, sanitation vehicles laying down salt and sand [...]

Create A Digital Archive: Protect Your Family Photos and Documents

January 30th, 2019|Comments Off on Create A Digital Archive: Protect Your Family Photos and Documents

If you’re like many people, that old photo album tucked away in your closet (or in your attic, basement, etc.) is one of your most valuable possessions. In fact, Allstate’s “It’s Not Just Stuff” survey found that more than half [...]

How to Winterize the Inside of Your Home

January 23rd, 2019|Comments Off on How to Winterize the Inside of Your Home

Homeowners typically know they need to protect the outside of their homes from winter weather extremes. But what about maintenance to help you stay comfortable and safe inside when the temperatures drop? Here are some considerations on where to [...]

What Do All Those Winter Watches and Warnings Mean?

January 15th, 2019|Comments Off on What Do All Those Winter Watches and Warnings Mean?

For many people, snow is one of the best things about winter. What could be more fun than sledding and skiing in it, building snowmen out of it, or cozying up at home as flakes of it [...]

Quick Fix: Use Socks to Help Protect Your Windshield Wipers in Winter

January 9th, 2019|Comments Off on Quick Fix: Use Socks to Help Protect Your Windshield Wipers in Winter

Help prevent your windshield wipers from freezing to your car windshield with this tip from BobVila.com. (It may look silly, but it works!) Use this quick fix the night before a snowstorm, or whenever the weatherman predicts a [...]

Why You Need An Annual Insurance Review

January 1st, 2019|Comments Off on Why You Need An Annual Insurance Review

The New Year is a time when many people pledge to lose weight and be more organized, but it's also a good time to resolve to better protect your family's home and belongings with an [...]

3 Ways to Transport Your Holiday Foods

December 19th, 2018|Comments Off on 3 Ways to Transport Your Holiday Foods

We’ve all been tasked with the thankless job of securing a casserole dish overflowing with piping-hot buttery potatoes on our laps, over the forest and through the woods to grandmother’s house, all while speeding down [...]

Here’s to Firsts: Holidays With Your New Baby

December 12th, 2018|Comments Off on Here’s to Firsts: Holidays With Your New Baby

The holiday season was made for kids. Sparkly decorations. Festive music. Fun treats. What’s not for them to like? But if you’re tempted to go all out for your baby’s first holidays with marathon baking sessions, [...]

5 Tips to Help Prevent Theft During the Holidays

December 6th, 2018|Comments Off on 5 Tips to Help Prevent Theft During the Holidays

Good food, good cheer and, of course, gifts are some focal points of the holiday season. The hustle and bustle, however, may distract us from potential risks that can surround us this time of year. Thefts and [...]

Woof! 10 Pet Safety Tips for the Holidays

November 27th, 2018|Comments Off on Woof! 10 Pet Safety Tips for the Holidays

The holidays stir up excitement and anticipation for loads of activities, meals, and decorations. But, if you’re a pet owner, you should also consider how festive plants, lighting and other changes around the household might [...]

Bark & Ride: How to Road Trip Safely with a Pet

November 14th, 2018|Comments Off on Bark & Ride: How to Road Trip Safely with a Pet

You understand car safety.  You always make sure people are buckled up, keep your cell phone tucked away, obey traffic laws, and you’re a master of installing children’s car seats. But, consider this: what happens when you [...]

5 Simple DIY Halloween Decorations

October 10th, 2018|Comments Off on 5 Simple DIY Halloween Decorations

There’s nothing like the start of fall to shift home-related projects from the outdoors to the indoors. The leaves changing color, sweaters trickling into your wardrobe and pumpkin spice everything — it’s enough to spark [...]

Prep for the Autumn Roads Ahead

October 4th, 2018|Comments Off on Prep for the Autumn Roads Ahead

There’s a lot to love about autumn — the changing leaves, pumpkin carving, sweater weather — but when it comes to getting behind the wheel of a car, the change in season from summer to fall [...]

October is Domestic Violence Awareness Month

October 1st, 2018|Comments Off on October is Domestic Violence Awareness Month

October is Domestic Violence Awareness month. Domestic violence is prevalent in every community and affects all people regardless of age, socio-economic status, sexual orientation, gender, race, religion, or nationality. Physical violence is often accompanied by [...]

9 Home Maintenance Tasks for Fall

September 16th, 2018|Comments Off on 9 Home Maintenance Tasks for Fall

Come Labor Day, after a few months of outdoor fun in the sun, you may start to think about moving indoors again. The kids have headed back to school, leaves are starting to turn color [...]

Top 10 Tailgating Safety Tips

September 10th, 2018|Comments Off on Top 10 Tailgating Safety Tips

Football season and tailgating go hand in hand and spending a Saturday or Sunday grilling outside with friends and family before a game is always exciting. But it can also expose you to some risk. Make [...]

Get Your Green On: 6 Eco-friendly Back-To-School Tips

August 27th, 2018|Comments Off on Get Your Green On: 6 Eco-friendly Back-To-School Tips

Whether you’re a pro at the green-living lifestyle or just starting to be a little more eco-friendly, these six back-to-school tips require little effort and may help make a big difference when it comes to [...]

Back-to-School Pedestrian Safety Tips

August 20th, 2018|Comments Off on Back-to-School Pedestrian Safety Tips

Summer is soon coming to a close, and as our little ones prepare to return to school, it’s worth taking a moment to refresh their knowledge of pedestrian safety. Busy school intersections, street crossings, and [...]

Tips to Help Get Your Car Ready to Go Back to School

August 13th, 2018|Comments Off on Tips to Help Get Your Car Ready to Go Back to School

Back-to-school time can be very busy for students and parents alike. One item not usually on the top of to-do lists is car care maintenance. Whether they’re attending high school or heading off to college, [...]

5 Hidden Dangers in Your Home—and How to Foil Them

August 8th, 2018|Comments Off on 5 Hidden Dangers in Your Home—and How to Foil Them

It can sometimes be difficult to remember all the little things we should be doing to keep our families safe. Luckily there are a lot of observances during the year that remind us to take [...]

Stay in Ship Shape with These Simple Boating Tips

July 30th, 2018|Comments Off on Stay in Ship Shape with These Simple Boating Tips

Recreational boating can be fun, but like any activity involving large machinery or vehicles, it can be dangerous if you’re not prepared. In 2015, the United States Coast Guard (USCG) reported 4,158 accidents that resulted in 2,613 [...]

Cut Down Your Air Conditioning Costs This Summer

July 22nd, 2018|Comments Off on Cut Down Your Air Conditioning Costs This Summer

Sweltering summer temperatures can send many Americans’ air conditioning costs soaring. But you don’t necessarily have to choose between a comfortable home temperature and lower costs. There are ways to keep your home cool without taking [...]

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