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Latest News and Helpful Blog Posts From The Obernauer Insurance Agency

How to Make the Most of Your Gas Money on a Road Trip

August 28th, 2019|Comments Off on How to Make the Most of Your Gas Money on a Road Trip

A road trip can be a good way to visit new places without having to pay for a plane ticket, but the cost of gas can also add up. A little planning may help you get more [...]

Five Keys to Packing a Healthy School Lunch

August 21st, 2019|Comments Off on Five Keys to Packing a Healthy School Lunch

It’s back-to-school season — and while the kids embark on a year of new discoveries, parents can help fuel them by making lunch healthy and enjoyable. Forget the same old PB&J sandwiches and potato chips. Here [...]

How to Keep Your Stuff Safe on Campus

August 7th, 2019|Comments Off on How to Keep Your Stuff Safe on Campus

When you’re in college, you can be surrounded by hundreds of people each day in places like the classroom, library or your dorm building. With so many people around, it’s important to keep your belongings safeguarded at [...]

4 Tips to Save Money in College

July 31st, 2019|Comments Off on 4 Tips to Save Money in College

If you’re heading off to college, you’re probably meeting friends, setting up your mini-fridge and choosing your meal plan. But, you may also need to think about the cost of tuition, books and other fees you’ll have this upcoming [...]

Quick Fix: How to Use an Onion to Clean Your Grill

July 25th, 2019|Comments Off on Quick Fix: How to Use an Onion to Clean Your Grill

Cleaning up probably isn’t most people’s favorite part of hosting a summer barbecue, but a raw onion and a little elbow grease may help get your grill clean after the guests are gone. Step 1: [...]

Tips for Keeping Your Car Cool in Summer

July 18th, 2019|Comments Off on Tips for Keeping Your Car Cool in Summer

If you are wondering how to keep your car cool during summer, there are plenty of simple things you can do. From maximizing your air conditioning to taking advantage of a shady spot when parking, [...]

4 Tips to Make the Most of Your Next ATV Ride

July 10th, 2019|Comments Off on 4 Tips to Make the Most of Your Next ATV Ride

All-terrain vehicles (ATVs) have become important pieces of equipment for outdoor enthusiasts seeking to explore everything from farmland to remote backcountry. ATVs can travel off-road, up and down hills, between trees, over rocky ground and [...]

The Importance of Fireworks Safety

July 1st, 2019|Comments Off on The Importance of Fireworks Safety

Fireworks are often a part of American’s Fourth of July traditions, but it’s important to know how to handle them safely. The National Fire Protection Association (NFPA) says fireworks are the cause of approximately 18,500 fires every year. Even [...]

8 Tips for Flying With Your Dog or Cat

June 26th, 2019|Comments Off on 8 Tips for Flying With Your Dog or Cat

For many animal lovers, it’s hard to imagine a family vacation without your four-legged friend. Preparation is extremely important — and is usually overlooked, says Jaclyn Rosenberg, marketing communications coordinator for the companion animals department [...]

Flooding 101: 5 Reasons It May Flood

June 19th, 2019|Comments Off on Flooding 101: 5 Reasons It May Flood

The most common natural disaster in the United States, according to Ready.gov, is flooding. But, even though they’re regular occurrences, floods — and the situations that lead to them — aren’t always readily understood. Here are the [...]

Father’s Day Gift Ideas for a Car-Loving Dad

June 12th, 2019|Comments Off on Father’s Day Gift Ideas for a Car-Loving Dad

Wondering what to buy your car-loving dad for Father’s Day? From a simple car wash to an unforgettable experience behind the wheel of a race car, here are some Father’s Day gift ideas geared toward [...]

Motorcyclists: Tips for Choosing Protective Gear

June 5th, 2019|Comments Off on Motorcyclists: Tips for Choosing Protective Gear

Before you take your motorcycle on the road, it’s important to consider what gear may help you stay safe and comfortable during your ride. Protective gear serves two purposes: protection and comfort, according to the Motorcycle [...]

Keep Safe and Reduce Lightning Damage at Home

May 28th, 2019|Comments Off on Keep Safe and Reduce Lightning Damage at Home

Some people are fascinated by lightning. But it’s important to remember that those incredible flashes of light can also present a serious threat to you and your home, with the potential to create power surges, start [...]

What to Do When Your Car’s Engine Overheats

May 22nd, 2019|Comments Off on What to Do When Your Car’s Engine Overheats

The last thing most people expect when they get behind the wheel is their car engine overheating. But, it’s important to know what steps to take when a car overheats so you can handle the [...]

How to Care for Your Most Important Yard Tools

May 15th, 2019|Comments Off on How to Care for Your Most Important Yard Tools

Take care of your tools, and they’ll take care of you. That’s solid advice if you consider that well-maintained tools may make outdoor tasks easier (just try slicing through tough sod with a dull shovel). [...]

Celebrate Mother’s Day: Nice Things to Do for Your Mom

May 7th, 2019|Comments Off on Celebrate Mother’s Day: Nice Things to Do for Your Mom

With Mother’s Day just around the corner, you’re probably thinking about ways thank your mom for everything she’s done for you. But why just limit it to one day of appreciation? Here are some ideas for [...]

How to Charge Your Phone or Laptop When the Power is Out

April 23rd, 2019|Comments Off on How to Charge Your Phone or Laptop When the Power is Out

Whether it’s due to an electrical issue or inclement weather, a power outage can leave you feeling helpless. Ready.gov says it’s always a good idea to be prepared for a power outage. While it’s a [...]

Noisy Brakes: Common Causes and Possible Solutions

April 17th, 2019|Comments Off on Noisy Brakes: Common Causes and Possible Solutions

Making sure your car is functioning properly is an important responsibility if you’re a driver. Oftentimes, you may be able to determine that your vehicle needs some sort of repair by feeling how it drives, [...]

5 Ways Drivers Can Safely Share the Road With Bikes

April 10th, 2019|Comments Off on 5 Ways Drivers Can Safely Share the Road With Bikes

A growing number of Americans are strapping on their helmets and hopping on their bicycles to get exercise or commute to work. In larger U.S. cities, the share of bike commuters nearly doubled between 2006 [...]

Spring is Here: Get Your Home Ready!

April 2nd, 2019|Comments Off on Spring is Here: Get Your Home Ready!

After a long, hard winter, spring is finally, hopefully, maybe even desperately, expected to arrive. Here are some home maintenance tips to help welcome the new season. Weatherstripping The Department of Energy (DOE) says weatherstripping the windows [...]

10 DIY Cleaners That Will Turn You Into a Green Machine

March 20th, 2019|Comments Off on 10 DIY Cleaners That Will Turn You Into a Green Machine

We all love our homes smelling fresh and clean, but you don’t have to rely on store-bought cleaners to do the job. These do-it-yourself cleaners contain only a few simple ingredients and can be put into recycled containers [...]

4 Ways to Use Your Tax Refund Wisely

March 14th, 2019|Comments Off on 4 Ways to Use Your Tax Refund Wisely

Many people might agree that filing taxes isn’t an enjoyable task — but once you’re done filling out the forms, you may get excited if you see that a refund is coming your way. If your tax [...]

Daylight Saving: 9 Important Tasks Beyond Changing Your Clocks

March 6th, 2019|Comments Off on Daylight Saving: 9 Important Tasks Beyond Changing Your Clocks

Daylight saving time ends at 2 a.m. on Sunday, when we set our clocks back an hour. Many of the devices we use to tell time will make that change automatically, but, of course, you’ll [...]

Does Homeowners Insurance Cover Wind Damage?

February 26th, 2019|Comments Off on Does Homeowners Insurance Cover Wind Damage?

Homeowners insurance typically covers wind damage, but in some cases, exclusions may apply. Here are some things to consider when it comes to wind damage and homeowners insurance. WHEN IS WIND DAMAGE COVERED BY HOMEOWNERS INSURANCE? [...]

Diamond Engagement And Wedding Ring Insurance Options

February 20th, 2019|Comments Off on Diamond Engagement And Wedding Ring Insurance Options

Getting engaged can be one of the most memorable times of a couple's life. Having a burglar break into your home and steal the engagement ring, however, can be devastating. The good news is that [...]

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